View Full Version : Body Work Chicken Anyone Please Read
73Duster
03-24-2004, 09:16 PM
Hey... I just got hit in Holden.. passenger side of the Jimmy is messed up... could have sworn I saw a grey car with a chicken sticker drive by.. but anyways.. I may be looking for someone to do body work.. hopefully covered by insurance..? Any suggestions..? Chicken maybe?... It's startin to look like I may give you a shit load of business man... :eh:
01blacksvt
03-24-2004, 11:42 PM
Well whomever you choose make sure they are a licensed repair shop, ask for their RS # if its not on the estimate they write. Don't go there if they aren't registered in teh state because by law your insurance company doesn't have to and isnt' supposed to negotiate w/ any unregistered repair shop. Its written very clearly in the laws, either 212 or 211 CMR if someone on here tries to argue w/ me.
H3llphyre
03-25-2004, 12:25 AM
Originally posted by 01blacksvt
Well whomever you choose make sure they are a licensed repair shop, ask for their RS # if its not on the estimate they write. Don't go there if they aren't registered in teh state because by law your insurance company doesn't have to and isnt' supposed to negotiate w/ any unregistered repair shop. Its written very clearly in the laws, either 212 or 211 CMR if someone on here tries to argue w/ me.
Isn't it true that insurance companies can just write a lower estimate for an unregistered shop? I think that is what Matt said. I have no clue about the laws when it comes to that, but he has done two insurance jobs so far without too much fanfare, granted, one was from Maine, so... rules are a tad different. I think I will trust the adjuster though *WINK*
H3llphyre
03-25-2004, 12:26 AM
Originally posted by 73Duster
Hey... I just got hit in Holden.. passenger side of the Jimmy is messed up... could have sworn I saw a grey car with a chicken sticker drive by.. but anyways.. I may be looking for someone to do body work.. hopefully covered by insurance..? Any suggestions..? Chicken maybe?... It's startin to look like I may give you a shit load of business man... :eh:
Call him tomorrow. He should be in around 9ish. 508 751 5300. If no one answers, leave a message.
01blacksvt
03-25-2004, 12:39 AM
Originally posted by H3llphyre
Isn't it true that insurance companies can just write a lower estimate for an unregistered shop? I think that is what Matt said. I have no clue about the laws when it comes to that, but he has done two insurance jobs so far without too much fanfare, granted, one was from Maine, so... rules are a tad different. I think I will trust the adjuster though *WINK*
Honestly if the shop pissed off the appraiser then yes they could lowball the shop and there is nothing that can be done about it. Most insurance companies won't even allow their appraisers to negotiate w/ an unregistered shop and if the owner still has repaired there the insurance company will not stand guarantee the repairs. Its so easy to be registered too, all you need is a licensed MA appraiser on the premises. To be licensed you take a $500 10 week course thru Northeastern then you take a written 100 question test and if you pass you write an appraisal on a car at the regional voc/tech in Marlboro and if you pass that you get your license in the mail. I know of a couple guys making over 50K a year working monday thru thursday writing for a shop because they need a licensed appraiser. Is you friend Matt a registered shop? What I would give to be make that kind of money working that type of work week. One can dream I guess.
H3llphyre
03-25-2004, 12:50 AM
Originally posted by 01blacksvt
Honestly if the shop pissed off the appraiser then yes they could lowball the shop and there is nothing that can be done about it. Most insurance companies won't even allow their appraisers to negotiate w/ an unregistered shop and if the owner still has repaired there the insurance company will not stand guarantee the repairs. Its so easy to be registered too, all you need is a licensed MA appraiser on the premises. To be licensed you take a $500 10 week course thru Northeastern then you take a written 100 question test and if you pass you write an appraisal on a car at the regional voc/tech in Marlboro and if you pass that you get your license in the mail. I know of a couple guys making over 50K a year working monday thru thursday writing for a shop because they need a licensed appraiser. Is you friend Matt a registered shop? What I would give to be make that kind of money working that type of work week. One can dream I guess.
Yeah, I know that the insurance company doesn't have to guarantee the work, but I didn't think they could refuse to pay for it.
Okay, how about this... We'll work something out. You come appraise for him, we'll set something up minty mint. Everyone wins... LOL
01blacksvt
03-25-2004, 11:08 AM
Originally posted by H3llphyre
Yeah, I know that the insurance company doesn't have to guarantee the work, but I didn't think they could refuse to pay for it.
Okay, how about this... We'll work something out. You come appraise for him, we'll set something up minty mint. Everyone wins... LOL
They can't refuse to pay for the claim, but they can refuse to pay what the shop wants. The car needs to be appraised regardless, but a licensed shop can be negotiated with whereas an unlicensed one the appraiser can assess the damage and tell the shop to fuck off if they ask for something and they are w/in their rights.
If you are serious and so is he let me know. I would love to write for a shop rather than an insurance company, then I an actually write my way and not have to nickel and dime these shops because my employer is cheap. I would be more than happy to lend a hand to your friend if he is willing.
H3llphyre
03-25-2004, 11:13 AM
Originally posted by 01blacksvt
They can't refuse to pay for the claim, but they can refuse to pay what the shop wants. The car needs to be appraised regardless, but a licensed shop can be negotiated with whereas an unlicensed one the appraiser can assess the damage and tell the shop to fuck off if they ask for something and they are w/in their rights.
If you are serious and so is he let me know. I would love to write for a shop rather than an insurance company, then I an actually write my way and not have to nickel and dime these shops because my employer is cheap. I would be more than happy to lend a hand to your friend if he is willing.
[puts on business hat]
I will get back to you on that. Lemme have a conversation or two.
[takes hat off]
Yeah, each time the adjuster has come down, more or less given a number, and left. Of course, Matt has been dealing with adjusters for a while (he's been in the industry for a while), so he knows how to talk to them. The claim has been fair thus far. Still working on the "becoming a registered insurance shop" though.
01blacksvt
03-25-2004, 12:04 PM
Originally posted by H3llphyre
[puts on business hat]
I will get back to you on that. Lemme have a conversation or two.
[takes hat off]
Yeah, each time the adjuster has come down, more or less given a number, and left. Of course, Matt has been dealing with adjusters for a while (he's been in the industry for a while), so he knows how to talk to them. The claim has been fair thus far. Still working on the "becoming a registered insurance shop" though.
Just let me know, I would be willing if he was. Its really in his best interest to be registered, but I am sure he knows that too.
H3llphyre
03-26-2004, 02:32 AM
Originally posted by 01blacksvt
Just let me know, I would be willing if he was. Its really in his best interest to be registered, but I am sure he knows that too.
Oh he does. Its a matter of getting a big enough place where he can do his custom shit and also do insurance work (to help rake in the extra cash). For now, he really doesn't have the space to do both and he isn't set on ONLY doing insurance work. He still likes playing with older nice cars and whatnot. Can't say I blame him.
bottledbird68
03-26-2004, 04:45 AM
Originally posted by 01blacksvt
Just let me know, I would be willing if he was. Its really in his best interest to be registered, but I am sure he knows that too. It is something I definitely am looking to do in the near future. I just need to find a bigger building so I have the room for all of the required equipment. Right now I'm only a step or two above a cave so it makes attaining an RS # a little difficult :thumbsup: And believe me when I tell you I never thought in my wildest dreams I'd get as busy, as fast as I did.....
And you're 100% correct as far as insurance companies dealing with unregistered shops. A friend of mine just went through the process though and he had a much harder time than you make it out to sound, there are a few more requirements than just a licensed appraiser (however, when I get to that point we may need to talk, I know I'd need one on staff) But, I have talked to more than one appraiser that said most companies are happy to deal with unregistered shops, mainly because they can tell them what to take and they offer and like it, also because they usually chop the labor rate in half. Although, they also said the company will never admit to it....
Duster, as far as your truck goes... Since you have a loan on it any insurance check you get will also have the finance companies name on it. That means that since I don't have an RS# I can't give you a work completed form and get the check endorsed. The other insurance jobs I did were either owned by the customer so there was no finance company involved, or, they just paid out of pocket up front, then had the vehicle reinspected so they could get the check endorsed themselves afterwards. As much as I hate to send work away sounds like your best bet is with a registered shop, for the above mentioned reasons, and because it would be at least 2 weeks if not more before I could even think about touching it.... :(
73Duster
03-26-2004, 06:56 AM
Originally posted by bottledbird68
It is something I definitely am looking to do in the near future. I just need to find a bigger building so I have the room for all of the required equipment. Right now I'm only a step or two above a cave so it makes attaining an RS # a little difficult :thumbsup: And believe me when I tell you I never thought in my wildest dreams I'd get as busy, as fast as I did.....
And you're 100% correct as far as insurance companies dealing with unregistered shops. A friend of mine just went through the process though and he had a much harder time than you make it out to sound, there are a few more requirements than just a licensed appraiser (however, when I get to that point we may need to talk, I know I'd need one on staff) But, I have talked to more than one appraiser that said most companies are happy to deal with unregistered shops, mainly because they can tell them what to take and they offer and like it, also because they usually chop the labor rate in half. Although, they also said the company will never admit to it....
Duster, as far as your truck goes... Since you have a loan on it any insurance check you get will also have the finance companies name on it. That means that since I don't have an RS# I can't give you a work completed form and get the check endorsed. The other insurance jobs I did were either owned by the customer so there was no finance company involved, or, they just paid out of pocket up front, then had the vehicle reinspected so they could get the check endorsed themselves afterwards. As much as I hate to send work away sounds like your best bet is with a registered shop, for the above mentioned reasons, and because it would be at least 2 weeks if not more before I could even think about touching it.... :(
We actually own the truck outright.. my dad doesn't like loans and financing.. whenever he gets money he goes out.. adn buys a new car.. I dunno I told you he's going through a midlife crisis or something.. for 3 years now.. haha but I sent you a PM about where I live for the Duster let me know if you got that and if you think you can make it over here in the next week or 2, I know you sound swamped at the shop so no rush just let me know so I can tell my dad to leave me alone!
Thanks
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